AMFI-registeredMutual Fund DistributorARN-295056

Goal-Based Mutual Fund Portfolios Built for Salaried Professionals & Growing Families

Personalized financial planning, investment guidance, and practical strategies to help you grow, protect, and manage your money with confidence.

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Free initial consultation
In person, online or by phone

Personal guidance from

Ritesh Kumar

Founder, ProsperEdge Financial Services

Qualifications

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Our mission is to simplify finance and empower our clients with the clarity and confidence needed to achieve long-term financial well-being.

ARN-295056 (valid 18-05-2024 to 17-05-2027)
At Mohanpur, Block Hiranpur, District Pakur, Jharkhand – 816107
+91 96314 42345

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Invested in your nameHeld directly with the fund house

Free initial consultationPrivate and confidential

ARN-295056AMFI-registered Mutual Fund Distributor
PGDM in Securities MarketsNISM
NISM Series X-A & X-BNISM certifications
Pakur, JharkhandClients across India & NRIs

Why us

Why Choose ProsperEdge?

Investing should not feel confusing. We keep things simple, explain every option and stay with you for the long run.

Practical & easy-to-understand guidance

Plain language, no jargon. We explain what each option means for you, so you can decide with confidence.

Personalized approach (not one-size-fits-all)

Your plan starts from your goals, cash flows, current investments and risk profile, not from a ready-made product list.

Focus on long-term wealth creation

Disciplined, goal-based investing for what matters: your children’s education, a home and a comfortable retirement.

Transparent and client-first approach

Costs, risks and lock-ins are explained before you invest, and your plan is reviewed as your life changes.

What we offer

Financial Services

At ProsperEdge Financial Services, we focus on simplifying finance for individuals, families, and businesses. Whether you are starting your journey or managing existing investments, we help you make informed decisions with practical, easy-to-understand guidance.

Financial Planning

A clear plan for your money, built around your income, your goals and how much risk you are comfortable with.

Income and expense review
Goal setting and prioritisation
Risk profiling

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Mutual Fund Investment

Help with choosing and managing mutual funds that suit your goals and risk profile.

Risk profiling before you invest
Equity, debt and hybrid funds explained
ELSS for tax saving

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Portfolio Review

A careful look at the investments you already hold.

Review of all your current investments
Gaps and overlaps identified
Rebalancing options explained

Learn more

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Ritesh Kumar Founder, ProsperEdge Financial Services

Qualifications & certifications

AMFI ARN: ARN-295056 (valid 18-05-2024 to 17-05-2027)
EUIN: E555979 – Manisha Kumari (valid till 04-03-2027)
CIN: U66190JH2024PTC022439 (incorporated 11-04-2024)

The person behind ProsperEdge

Meet Ritesh Kumar

Ritesh Kumar is an investor educator dedicated to helping individuals and families make informed financial decisions. He holds a B.Com from IGNOU and a PGDM in Securities Markets from the National Institute of Securities Markets (NISM), an institution established by SEBI to build capacity in India’s financial markets.

Starts with your goals, cash flows, current investments and risk profile.
Explains every option in plain language before you decide.
Runs seminars and webinars on financial awareness and investment education.

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How it works

From first conversation to a clear plan

A structured process designed to give you clarity, confidence, and continuity in your financial journey.

STEP 01

Book a free consultation

Pick one of the open time slots; only times when we are available are shown. The first session is free, in person, online or by phone.
STEP 02

Analyse your finances

We begin by understanding your financial goals, current investments, cash flows, and risk profile to get a complete picture of where you stand today.
STEP 03

Get a personalised roadmap

Based on this, we suggest a roadmap covering investments, insurance, tax efficiency and retirement, tailored to your goals and timeline.
STEP 04

Continuous support & review

We stay with you through every market cycle, reviewing progress and adjusting your plan as your life and goals evolve.

Book a Free Consultation Free initial consultation · Confidential

Investor protection

Your money stays in your name

Mutual fund investments are held by the fund house in the investor’s own name. Here is what that means for you, and what we will never do.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Verify ARN-295056 on the AMFI website

Invested in your own name

Your units are registered in your name with the fund house, and statements come to you directly from the fund house or its registrar.
Payments go to the fund house

Money moves from your bank account directly to the mutual fund. We never accept cash and never ask you to pay into a personal account.
We never ask for OTPs or passwords

No one from ProsperEdge Financial Services will ask for your OTP, PIN, or net-banking or app passwords. Never share them with anyone.
KYC through registered KRAs

Your KYC is completed and verified through SEBI-registered KYC Registration Agencies (KRAs), as required for every mutual fund investor.

How we are paid

We are an AMFI-registered mutual fund distributor. We are paid by the mutual fund houses (AMCs) as commission on investments made through us in the regular plans of their schemes. You do not pay us any separate fee. The commission is part of the scheme’s expense ratio, which is shown in the scheme documents.

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